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	<title>Cheanu&#039;s Official Blog</title>
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		<title>Our Time On Earth</title>
		<link>http://blog.cheanu.com/leadership-motivation/our-time-on-earth</link>
		<comments>http://blog.cheanu.com/leadership-motivation/our-time-on-earth#comments</comments>
		<pubDate>Fri, 15 Jan 2010 03:44:45 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[Leadership & Motivation]]></category>
		<category><![CDATA[dream]]></category>
		<category><![CDATA[fulfilment]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[time]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=247</guid>
		<description><![CDATA[We can't choose whether we will get any more time, but we can choose what we do with it. You write your own destiny. Make the most of the time and talent that God gives you.]]></description>
			<content:encoded><![CDATA[<p>I recently read a story about life and priorities. It&#8217;s a story of a ham radio operator who one day overheard an older gentleman giving advice to a younger man on the air.</p>
<blockquote><p>&#8220;It&#8217;s a shame you have to be away from home and your family so much,&#8221; he said. &#8220;Let me tell you something that has helped me keep a good perspective on my own priorities. You see, one day I sat down and did a little arithmetic. The average person lives about seventy-five years. Now then, I multiplied 75 times 52 and came up with 3,900, which is the number of Sundays that the average person has in his lifetime.</p>
<p>&#8220;It took me until I was fifty-five years old to think about all this in any detail,&#8221; he continued, &#8220;and by that time I had lived through over 2,800 Sundays. I got to thinking that if I lived to be seventy-five, I only had about a thousand of them left to enjoy.&#8221;</p>
<p>He went on to explain that he bought 1,000 marbles and put them in a clear plastic container in his favourite work area at home. &#8220;Every Sunday since then,&#8221; he said, &#8220;I have taken one marble out and thrown it away. I found that by watching the marbles diminish, I focused more on the really important things in life. There&#8217;s nothing like watching your time here on this earth run out to help get your priorities straight.&#8221;</p>
<p>Then the older gentleman finished, &#8220;Now let me tell you one last thought before I sign off and take my lovely wife out to breakfast. This morning, I took the very last marble out of the container. I figure if I make it until next Sunday, then I have been given a little extra time.&#8221;</p></blockquote>
<p><strong>We can&#8217;t choose whether we will get any more time, but we can choose what we do with it. You write your own destiny. Make the most of the time and talent that God gives you.</strong></p>



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		<title>The Difference</title>
		<link>http://blog.cheanu.com/money-awareness/the-difference</link>
		<comments>http://blog.cheanu.com/money-awareness/the-difference#comments</comments>
		<pubDate>Fri, 06 Nov 2009 10:01:38 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[Money Awareness]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Jean Chatzky]]></category>
		<category><![CDATA[make money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=222</guid>
		<description><![CDATA[Jean Chatzky says that anyone can prosper in even the toughest economic times… if they possess the key traits and abilities that will set them apart. She calls these traits The Difference. Do you have The Difference? And, if not—how can you get it? Jean shares the eight things that matter most to help you become financially free.]]></description>
			<content:encoded><![CDATA[<p><a class="zem_slink" title="Jean Chatzky" rel="homepage" href="http://www.jeanchatzky.com/" target="_blank">Jean Chatzky</a> says that anyone can prosper in even the toughest economic times… if they possess the key traits and abilities that will set them apart. She calls these traits <a href="http://www.oprah.com/article/money/personalfinance/20090313-jean-book-difference" target="_blank"><em>The Difference</em></a><em>,</em> and in her new book Jean describes how you can go from the person who lives paycheck to paycheck to the person who lives in comfort.</p>
<p>Do you have <em>The Difference</em>? And, if not—how can you get it? Jean shares the eight things that matter most to help you become financially free.</p>
<p><span id="more-222"></span></p>
<div class="zemanta-img zemanta-action-dragged" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 207px;">
<dt class="wp-caption-dt"><a href="http://www.amazon.com/Difference-Anyone-Prosper-Toughest-Times/dp/0307407136%3FSubscriptionId%3D0G81C5DAZ03ZR9WH9X82%26tag%3Dzemanta-20%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3D0307407136" target="_blank"><img title="Cover of " src="http://ecx.images-amazon.com/images/I/51id5n0AkRL._SL300_.jpg" alt="Cover of " width="165" height="251" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;"><a href="http://www.amazon.com/Difference-Anyone-Prosper-Toughest-Times/dp/0307407136%3FSubscriptionId%3D0G81C5DAZ03ZR9WH9X82%26tag%3Dzemanta-20%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3D0307407136" target="_blank">Cover via Amazon</a></dd>
</dl>
</div>
</div>
<h2 id="slide_title">Happiness and Optimism</h2>
<div id="slide_description">Some people believe money leads to happiness. Not true. Once you&#8217;re living comfortably, more money doesn&#8217;t buy more happiness. The reverse, however, is true: Happiness leads to money. And success. Likewise, so does optimism. Both enable you to solve problems, conjure ideas, take long-range consequences into consideration and come back and try again if you miss the first time.</div>
<div>
<h2 id="slide_title">Resilience</h2>
<div id="slide_description">People who have moved from a bad financial situation into comfort or wealth have resilience. They can overcome—on the job, in their personal lives, with their finances. They don&#8217;t deny the bad things that happen, but they&#8217;re able to turn their focus to things over which they have control with the belief that they have the ability to effect change. The good news is you don&#8217;t have to be born with resilience—you can learn it by controlling the things you can control and letting go of the others.</div>
</div>
<div>
<h2 id="slide_title">Connectedness</h2>
<div id="slide_description">Ever heard of social capital? It&#8217;s the asset created when relationships between people change in ways that lead to action, generally for good. It&#8217;s an important component of <em>The Difference</em>, and the wealthy and financially comfortable not only have more of it than people living paycheck to paycheck, they know how to use it. They cast a wider net, socializing with neighbours, co-workers, people who can help them advance financially or in their careers. To get your share of social capital, you have to make time for people and put yourself forward as a leader.</div>
</div>
<div>
<h2 id="slide_title">Passion</h2>
<div id="slide_description">It is a key element that moves people from a life of financial struggle to one of financial success. The wealthy, simply put, want it more than the rest of that. Some want it in the form of money, but most are quite passionate about the careers they choose to pursue. And, at a time where doing what you love may seem not so possible, it&#8217;s important to know you can learn to love what you do.</div>
</div>
<div>
<h2 id="slide_title">Intuition</h2>
<div id="slide_description">Over the years, your brain has scored up scads of patterns, information that tells you that if one thing happens, something else is likely to follow. We feel these signals in our gut—and we call them hunches. They are really our intuition, a sixth sense that is more developed in the wealthy than in anyone else. You can learn to bring yours forward by adopting strategies like giving your intuition a little room to breathe: Jean herself says she has the best aha! moments when she&#8217;s not searching for them.</div>
</div>
<div>
<h2 id="slide_title">Habitual saving</h2>
<div id="slide_description">The wealthy people in our study certainly have the funds to be crazy spenders, but most are not. Both wealthy and financially comfortable individuals say that saving more money has been an &#8220;absolutely essential&#8221; financial goal as an adult. If you&#8217;re not a habitual saver already, <em>The Difference</em> will show you how.</div>
</div>
<div>
<h2 id="slide_title">Invest in stocks</h2>
<div id="slide_description">Jean did the research for this book when housing prices were cratering and the markets were falling out of the sky. Yet, one lesson emerged again and again: The wealthy understand the need to take risks in the market—in good times and in bad—in order to make their money work as hard as they do.</div>
</div>
<div>
<h2 id="slide_title">Gratitude</h2>
</div>
<div>The Karma Kickback. The people who get rich—and stay rich—are not just grateful. They practice gratitude by giving back to their communities, to organizations they believe in and the people they care about. Even if you are thinking of something you view as mundane—like your job—when you think about it as a gift, you focus on what life might be if you didn&#8217;t have it.</div>
<h5>Source: <a href="http://www.oprah.com/slideshow/money/personalfinance/pkgdifference/20090310-jean-chatzky-difference" target="_blank">Jean Chatzky on Oprah.com</a></h5>
<div><a href="http://www.oprah.com/article/money/personalfinance/pkgdifference/20090314-jean-difference-excerpt" target="_blank">Read Chapter 1 of <em>The Difference</em></a></div>



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		<title>Leadership And Integrity</title>
		<link>http://blog.cheanu.com/leadership-motivation/leadership-and-integrity</link>
		<comments>http://blog.cheanu.com/leadership-motivation/leadership-and-integrity#comments</comments>
		<pubDate>Thu, 06 Aug 2009 06:08:05 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[Leadership & Motivation]]></category>
		<category><![CDATA[integrity]]></category>
		<category><![CDATA[leader]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=218</guid>
		<description><![CDATA[When wealth is lost, nothing is lost; when health is lost, something is lost; when character is lost, all is lost.]]></description>
			<content:encoded><![CDATA[<p>Integrity is the glue that holds our way of life together. We must constantly strive to keep our integrity intact.</p>
<blockquote><p><em>When wealth is lost, nothing is lost; when health is lost, something is lost; when character is lost, all is lost.</em></p></blockquote>
<p>The following poem <em><strong>&#8220;Am I True To Myself?&#8221;</strong></em> by Edgar Guest will serve as a &#8220;Mirror Test&#8221; to evaluate how you&#8217;re doing to build your life on the foundation of integrity.</p>
<p><span id="more-218"></span></p>
<blockquote><p>I have to live with myself, and so<br />
I want to be fit for myself to know,<br />
I want to be able, as days go by,<br />
Always to look myself straight in the eye;<br />
I don&#8217;t want to stand, with the setting sun,<br />
And hate myself for things I have done.<br />
I don&#8217;t want to keep on a closet shelf<br />
A lot of secrets about myself,<br />
And fool myself, as I come and go,<br />
Into thinking that nobody else will know<br />
The kind of man I really am;<br />
I don&#8217;t want to dress up myself in sham.<br />
I want to go out with my head erect,<br />
I want to deserve all men&#8217;s respect;<br />
But here in the struggle for fame and pelf<br />
I want to be able to like myself.<br />
I don&#8217;t want to look at myself and know<br />
That I&#8217;m bluster and bluff and empty show.<br />
I can never hide myself from me;<br />
I see what others may never see;<br />
I know what others may never know,<br />
I never can fool myself, and so,<br />
Whatever happens, I want to be<br />
Self-respecting and conscience free.</p></blockquote>



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		<title>My MBTI® Type: The Giver</title>
		<link>http://blog.cheanu.com/general/my-mbti-type-the-giver</link>
		<comments>http://blog.cheanu.com/general/my-mbti-type-the-giver#comments</comments>
		<pubDate>Sun, 02 Aug 2009 16:27:12 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Cheanu]]></category>
		<category><![CDATA[Giver]]></category>
		<category><![CDATA[MBTI]]></category>
		<category><![CDATA[Myers-Briggs Type Indicator]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=185</guid>
		<description><![CDATA[Givers are people-focused individuals. Givers' main interest in life is giving love, support, and a good time to other people. They are focused on understanding, supporting, and encouraging others. They make things happen for people, and get their best personal satisfaction from this.]]></description>
			<content:encoded><![CDATA[<p>Recently one of the members of my elite team—Platinum Networkers—introduced me to the Myers-Briggs Type Indicator® (MBTI).</p>
<blockquote><p>The most important aspect of the Myers-Briggs® type theory is that all types are equal and that every type has value.</p>
<p>Four of the following eight preferences make up a person’s MBTI® type, also called psychological or personality type:</p>
<ul>
<li> <span style="text-decoration: underline;"><strong>E</strong></span>xtraversion [E] or <span style="text-decoration: underline;"><strong>I</strong></span>ntroversion [I] (<a href="http://www.myersbriggs.org/my-mbti-personality-type/mbti-basics/extraversion-or-introversion.asp" target="_blank">more info here</a>)</li>
<li><span style="text-decoration: underline;"><strong>S</strong></span>ensing [S] or i<span style="text-decoration: underline;"><strong>N</strong></span>tuition [N] (<a href="http://www.myersbriggs.org/my-mbti-personality-type/mbti-basics/sensing-or-intuition.asp" target="_blank">more info here</a>)</li>
<li><span style="text-decoration: underline;"><strong>T</strong></span>hinking [T] or <span style="text-decoration: underline;"><strong>F</strong></span>eeling [F] (<a href="http://www.myersbriggs.org/my-mbti-personality-type/mbti-basics/thinking-or-feeling.asp" target="_blank">more info here</a>)</li>
<li><span style="text-decoration: underline;"><strong>J</strong></span>udging [J] or <span style="text-decoration: underline;"><strong>P</strong></span>erceiving [P] (<a href="http://www.myersbriggs.org/my-mbti-personality-type/mbti-basics/judging-or-perceiving.asp" target="_blank">more info here</a>)</li>
</ul>
<p>As you act on your type preferences, you create a unique approach to the world, to information, to decisions, and to other people.</p></blockquote>
<h2>My MBTI® type is called <em><strong><span class="zem_slink">The Giver</span></strong></em>.</h2>
<p><span id="more-185"></span><em><strong>The Giver</strong></em> defined:-</p>
<blockquote><p>As a Giver, your primary mode of living is focused externally, where you deal with things according to how you feel about them, or how they fit into your personal value system. Your secondary mode is internal, where you take things in primarily via your intuition.</p>
<p>Givers are people-focused individuals. They live in the world of people possibilities. More so than any other type, they have <span style="color: #993300;"><strong>excellent people skills</strong></span>. They understand and care about people, and have a special talent for <span style="color: #993300;"><strong>bringing out the best in others</strong></span>. Givers&#8217; main interest in life is giving love, support, and a good time to other people. They are focused on understanding, supporting, and encouraging others. They <span style="color: #993300;"><strong>make things happen</strong></span> for people, and get their best personal satisfaction from this.</p>
<p>Because Givers&#8217; people skills are so extraordinary, they have the ability to make people do exactly what they want them to do. They get under people&#8217;s skins and get the reactions that they are seeking. Givers&#8217; motives are usually unselfish.</p>
<p>Givers are so externally focused that it&#8217;s especially important for them to spend time alone. Givers tend to define their life&#8217;s direction and priorities according to other people&#8217;s needs, and may not be aware of their own needs. It&#8217;s natural to their personality type that they will tend to place other people&#8217;s needs above their own, but they need to stay aware of their own needs so that they don&#8217;t sacrifice themselves in their drive to help others.</p>
<p>Givers tend to be more reserved about exposing themselves than other extraverted types. Although they may have strongly-felt beliefs, they&#8217;re likely to refrain from expressing them if doing so would interfere with bringing out the best in others. Because their strongest interest lies in being a <span style="color: #993300;"><strong>catalyst of change in other people</strong></span>, they&#8217;re likely to interact with others on their own level, in a chameleon-like manner, rather than as individuals.</p>
<p>Which is not to say that a Giver does not have opinions. Givers have definite values and opinions which they&#8217;re able to express clearly and succinctly. These beliefs will be expressed as long as they&#8217;re not too personal. A Giver is in many ways expressive and open, but is more focused on being responsive and supportive of others. When faced with a conflict between a strongly-held value and serving another person&#8217;s need, they are highly likely to value the other person&#8217;s needs.</p>
<p>People love Givers. They are fun to be with, and <span style="color: #993300;"><strong>truly understand and love people</strong></span>. They are typically very <span style="color: #993300;"><strong>straight-forward</strong></span> and <span style="color: #993300;"><strong>honest</strong></span>. Usually Givers exude a lot of <span style="color: #993300;"><strong>self-confidence</strong></span>, and have a great amount of ability to do many different things. They are generally bright, full of potential, energetic and fast-paced. They are usually good at anything which captures their interest.</p>
<p>Givers like for things to be well-organized, and will work hard at maintaining structure and resolving ambiguity. They have a tendency to be fussy, especially with their home environments.</p>
<p>In the work place, Givers do well in positions where they deal with people. They are naturals for the social committee. Their uncanny ability to understand people and say just what needs to be said to make them happy makes them naturals for counseling. They enjoy being the center of attention, and do very well in situations where they can <span style="color: #993300;"><strong>inspire and lead others</strong></span>.</p>
<p>Givers do not like dealing with impersonal reasoning. They don&#8217;t understand or appreciate its merit, and will be unhappy in situations where they&#8217;re forced to deal with logic and facts without any connection to a human element. Living in the world of people possibilities, they enjoy their plans more than their achievements. They get <span style="color: #993300;"><strong>excited about possibilities for the future</strong></span>.</p>
<p>Givers have a special gift with people, and are basically happy people when they can use that gift to help others. They get their best satisfaction from serving others. Their genuine interest in Humankind and their exceptional intuitive awareness of people makes them able to draw out even the most reserved individuals.</p>
<p>Givers have a strong need for close, intimate relationships, and will put forth a lot of effort in creating and maintaining these relationships. They&#8217;re very <span style="color: #993300;"><strong>loyal</strong></span> and <span style="color: #993300;"><strong>trustworthy </strong></span>once involved in a relationship.</p>
<p>In general, Givers are <span style="color: #993300;"><strong>charming</strong></span>, <span style="color: #993300;"><strong>warm</strong></span>, <span style="color: #993300;"><strong>gracious</strong></span>, <span style="color: #993300;"><strong>creative </strong></span>and <span style="color: #993300;"><strong>diverse</strong></span> individuals with richly developed insights into what makes other people tick. This <span style="color: #993300;"><strong>special ability to see growth potential in others</strong></span> combined with a <span style="color: #993300;"><strong>genuine drive to help people</strong></span> makes a Giver a truly valued individual. As giving and caring as a Giver is, they need to remember to value their own needs as well as the needs of others.</p></blockquote>
<p>If you know me well, what do you think of the accuracy of my MBTI® type?</p>



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		<title>What Is Your Life Metaphor?</title>
		<link>http://blog.cheanu.com/leadership-motivation/what-is-your-life-metaphor</link>
		<comments>http://blog.cheanu.com/leadership-motivation/what-is-your-life-metaphor#comments</comments>
		<pubDate>Sat, 25 Jul 2009 04:54:35 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[Leadership & Motivation]]></category>
		<category><![CDATA[Anthony Robbins]]></category>
		<category><![CDATA[fulfilment]]></category>
		<category><![CDATA[success]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=172</guid>
		<description><![CDATA[The scary part is that most of us have never consciously selected the metaphors with which we represent things to ourselves. Where did you get your metaphors? You probably picked them up from people around you, from your parents, teachers, co-workers and friends. Have you ever thought of the impact these metaphors has on you? Have the metaphors just became a habit?]]></description>
			<content:encoded><![CDATA[<p>What is a metaphor? <strong>Whenever we explain or communicate a concept by likening it to something else, we are using a metaphor.</strong></p>
<p>We must be very careful about the metaphors we allow ourselves to use. Be careful of the metaphors that other people offer you as well.<strong>We must <em>take charge</em> of our metaphors,</strong> not just to avoid the problem metaphors, but so that we can <em>adopt the empowering metaphors as well</em>.</p>
<p>The scary part is that <em>most of us have never consciously selected the metaphors with which we represent things to ourselves</em>. Where did you get your metaphors? You probably picked them up from people around you, from your parents, teachers, co-workers and friends. Have you ever thought of the impact these metaphors has on you? Have the metaphors just became a habit?</p>
<p><img class="alignleft size-full wp-image-175" style="border: 1px solid black; margin-right: 10px;" title="Awaken The Giant Within" src="http://blog.cheanu.com/wp-content/uploads/2009/07/awakenthegiantwithin.jpg" alt="Awaken The Giant Within" width="195" height="300" />For years, people asked me what it was I did exactly. At various times I tried different metaphors—&#8221;I&#8217;m a teacher,&#8221; &#8220;I&#8217;m a student,&#8221; &#8220;I&#8217;m a hunter of human excellence,&#8221; &#8220;I&#8217;m a speaker,&#8221; I&#8217;m a national best-selling author,&#8221; &#8220;I&#8217;m a peak performance consultant,&#8221; &#8220;I&#8217;m a therapist,&#8221; &#8220;I&#8217;m a counselor&#8221;—but none of them conveyed the right feeling. People gave me plenty of metaphors. I was known by many in the media as a &#8220;guru.&#8221; This is a metaphor I avoided because I felt that the presupposition that went with it was that people were dependent upon me to create their change—which would never empower them. Since I believe that we all must be responsible for our own change, I avoided this metaphor.</p>
<p>One day, though, I finally got it. <em>&#8220;I&#8217;m a coach,&#8221;</em> I thought. What is a coach? To me, a coach is a person who is your friend, someone who really cares about you. A coach is committed to helping you be the best that you can be. A coach will challenge you, not let you off the hook. Coaches have knowledge and experience because they&#8217;ve been there before. They aren&#8217;t any better than the people they are coaching (this took away my need to have to be perfect for the people I was &#8220;teaching&#8221;). In fact, the people they coach may have natural abilities superior to their own. But because coaches have concentrated their power in a particular area for years, they can teach you one or two distinctions that can immediately transform your performance in a matter of moments.</p>
<p>Sometimes coaches can teach you new information, new strategies and skills; they show you how to get measurable results. Sometimes a coach doesn&#8217;t even teach you something new, but they remind you of what you need to do at just the right moment, and they push you to do it. I thought, &#8220;What I truly am is a success coach. I help to coach people on how to achieve what they really want more quickly and more easily.&#8221; And everyone needs a coach, whether it&#8217;s a top-level executive, a graduate student, a homemaker, a homeless person, or the president of the United States! As soon as I started using this metaphor, it immediately changed the way I felt about myself. I felt less stressed, more relaxed; I felt closer to people. I didn&#8217;t have to be &#8220;perfect&#8221; or &#8220;better&#8221;. I began to have more fun, and my impact on people multiplied many-fold.</p>
<h3><em>—Anthony Robbins</em></h3>
<h5>Source: <a href="http://www.amazon.com/Awaken-the-Giant-Within-ebook/dp/B001EM101Q" target="_blank">Awaken The Giant Within (Anthony Robbins)</a></h5>



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		<title>4 Steps To Getting Richer</title>
		<link>http://blog.cheanu.com/money-awareness/4-steps-to-getting-richer</link>
		<comments>http://blog.cheanu.com/money-awareness/4-steps-to-getting-richer#comments</comments>
		<pubDate>Fri, 05 Jun 2009 08:11:41 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[Money Awareness]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=161</guid>
		<description><![CDATA[Financial expert Jean Chatzky wants you to stop making excuses and get richer! She has four simple steps anyone can follow to the path of financial success.]]></description>
			<content:encoded><![CDATA[<p>Financial expert <a title="Jean Chatzky" rel="homepage" href="http://www.jeanchatzky.com/" target="_blank">Jean Chatzky</a> wants you to stop making excuses and get richer! She has four simple steps anyone can follow to the path of financial success.</p>
<h3>1) Maximize Your Income</h3>
<ul>
<li>Set an income goal.</li>
<li>Ask for a raise.</li>
<li>Work an extra hour a week.</li>
<li>Learn more about making more.</li>
</ul>
<div class="zemanta-img zemanta-action-dragged" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 310px;">
<dt class="wp-caption-dt"><a href="http://commons.wikipedia.org/wiki/Image:Credit-cards.jpg" target="_blank"><img src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/4f/Credit-cards.jpg/300px-Credit-cards.jpg" alt="" width="300" height="225" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/Image:Credit-cards.jpg" target="_blank">Wikipedia</a></dd>
</dl>
</div>
</div>
<h3>2) Spend Less Than You Make</h3>
<ul>
<li>Pause before you purchase.</li>
<li>Pay bills on time.</li>
<li>Use a debit card.</li>
<li>Shop around.</li>
<li>Find extra money for your savings.</li>
</ul>
<h3>3) Invest Money You Don&#8217;t Spend</h3>
<ul>
<li>Save automatically.</li>
<li>Earn more interest.</li>
<li>Build your money confidence with Jean&#8217;s investment basics.</li>
</ul>
<h3>4) Protect Your Money</h3>
<ul>
<li>Get insurance.</li>
<li>Get a will.</li>
<li>Get an account in your name.</li>
<li>Learn how to better secure your future.</li>
</ul>
<h5>Source: <a href="http://www.oprah.com/article/money/personalfinance/tows_past_20070122_b" target="_blank">Jean Chatzky on Oprah.com</a></h5>
<p><strong><em>Related article: <a href="http://blog.platinum4life.com/network-marketing/how-to-automate-your-income">How To Automate Your Income</a></em></strong></p>



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		<title>What I &#8220;Saw&#8221; At The Graveyard</title>
		<link>http://blog.cheanu.com/general/what-i-saw-at-the-graveyard</link>
		<comments>http://blog.cheanu.com/general/what-i-saw-at-the-graveyard#comments</comments>
		<pubDate>Thu, 02 Apr 2009 13:04:43 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[dream]]></category>
		<category><![CDATA[freedom]]></category>
		<category><![CDATA[fulfilment]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[think big]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=122</guid>
		<description><![CDATA[Life indeed is a journey. This journey is unique as it's a single-way journey. There's no "U-turn", there's no "Reverse" gear (or "Rewind"); there's no "Pause", no "Fast Forward". Life is just that journey. That unique journey. In fact, you have only one chance to live through this journey—no second chances.]]></description>
			<content:encoded><![CDATA[<p>I just came back from paying respect to my ancestors. This is the time of the year when we get together with our fellow family members to pay respect to our ancestors. It&#8217;s called the &#8220;Qing Ming&#8221; Festival.</p>
<p>Today, I had a different experience from all those times I visited the grave in the past years.</p>
<p><span id="more-122"></span>As I looked at the huge graveyard, I saw hundreds or tombstones. They are all different in colour, design and size. But there&#8217;s one thing that is common. Each one represents a deceased person. Each represents someone who had once lived—someone who had once written a story called <em>&#8220;My Life&#8221;</em>.</p>
<p>I was thinking to myself: <em>How did they look like when they were alive? What kind of persons were they? How did they live their lives? Did they struggle financially or did they live a carefree lifestyle? Were they once young, ambitious and energetic youngsters too? Did they enjoy what they were doing in life? What kind of dreams did they have back then?</em></p>
<p>And the question that stood out among the rest that struck my mind was: <strong><em>Did they bury together with them their unaccomplished dreams, their unattained goals, their passion, their ambition, their dignity and their self-worth?</em></strong></p>
<h2><span style="color: #ff6600;">I &#8220;saw&#8221; a new perspective towards life.</span></h2>
<p>Life indeed is a journey. This journey is unique as it&#8217;s a single-way journey. There&#8217;s no &#8220;U-turn&#8221;, there&#8217;s no &#8220;Reverse&#8221; gear (or &#8220;Rewind&#8221;); there&#8217;s no &#8220;Pause&#8221;, no &#8220;Fast Forward&#8221;. Life is just that journey. That unique journey. In fact, you have only one chance to live through this journey—no second chances.</p>
<p>Imagine if there is a gigantic satellite camera that captures every single moment of your life in great detail, with narrations of what you were thinking at any moment, from the day you were born until today. All these pieces will be put together to compile a movie called <em>&#8220;[Your Name]: My Life&#8221;</em> with you being the main character. This movie will be broadcasted to the world after you exhaled your last breath. What kind of comment, feedback and/or review would you want to get for this movie of yours? How do you want to be remembered? Would you have made a difference in the world or impacted the lives of the people around you that your movie will be played over and over again to impact more lives, long after you&#8217;ve passed on?</p>
<p><span style="color: #993300;"><strong>Seriously, how would you like to be remembered? How would people describe you and your life? Really, take some time to think about it. How would your &#8220;movie&#8221; end?</strong></span></p>
<p>As the famous Dr. Stephen R. Covey put it wisely: <em>&#8220;Begin with the end in mind.&#8221;</em> And as the saying goes, <em>&#8220;If you know how you want to die, you&#8217;d know how to live.&#8221;</em></p>
<p>The good news is: <span style="color: #ff0000;"><strong>you&#8217;re still alive</strong></span> and the film is still rolling to capture the rest of your life. In fact, you are the director, producer, main character and scriptwriter of this movie. How will the story go from here?</p>
<p>You take it from here.</p>
<p>Don&#8217;t be a &#8220;walking dead&#8221; who merely exists in this world without a purpose in life. Life—just like any event—has a beginning and an end. What happens in between is up to you to put meaning to it. Give your life one great meaning. What would it mean in the future that you once lived in this world? Are you going to be remembered as a warrior who fights for your own destiny or a weakling who submits to the circumstances in life? You have every right to choose the kind of life you want to live and how it&#8217;s going to end. You know you have the unlimited potential to realise your dreams in this life. What&#8217;s more urgent is that you get to live this life just once. One life, one chance. All you need to do is to make a DECISION to take control over the rest of the &#8220;movie&#8221; and start shaping your destiny.</p>
<p><span style="color: #0000ff;"><strong>&#8220;It is in your moment of decision that your destiny is shaped.&#8221;</strong></span>—Anthony Robbins</p>
<p>I wish you true success and freedom; to live life with great dignity and passion.</p>
<p>Be blessed.</p>



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		<title>The Magic Of Thinking Big</title>
		<link>http://blog.cheanu.com/leadership-motivation/the-magic-of-thinking-big</link>
		<comments>http://blog.cheanu.com/leadership-motivation/the-magic-of-thinking-big#comments</comments>
		<pubDate>Thu, 26 Mar 2009 02:59:26 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[Leadership & Motivation]]></category>
		<category><![CDATA[fulfilment]]></category>
		<category><![CDATA[leader]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[think big]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=103</guid>
		<description><![CDATA[There is magic in thinking big. But it is so easy to forget. When you hit some rough spots there is danger that your thinking will shrink in size. And when it does, you lose.]]></description>
			<content:encoded><![CDATA[<p>There is magic in thinking big. But it is so easy to forget. When you hit some rough spots there is danger that your thinking will shrink in size. And when it does, you lose.</p>
<p>Below are some brief guides for staying big when you&#8217;re tempted to use the small approach.</p>
<p><em>Perhaps you&#8217;ll want to put these guides on small cards for even handier reference.</em><br />
<span id="more-103"></span></p>
<h2>(A) When Little People Try to Drive You Down, THINK BIG.</h2>
<p>To be sure, there are some people who want you to lose, to experience misfortune, to be reprimanded. But these people can&#8217;t hurt you if you&#8217;ll remember three things:</p>
<blockquote>
<ol>
<li>You win when you refuse to fight petty people. Fighting little people reduces you to their size. Stay big.</li>
<li>Expect to be sniped at. It&#8217;s proof you&#8217;re growing.</li>
<li>Remind yourself that snipers are psychologically sick. Be Big. Feel sorry for them.</li>
</ol>
</blockquote>
<p>Think Big Enough to be immune to attacks of petty people.</p>
<h2>(B) When That &#8220;I-Haven&#8217;t-Got-What-It-Takes&#8221; Feeling Creeps Up On You, THINK BIG.</h2>
<p>Remember: if you think you are weak, you are. If you think you&#8217;re inadequate, you are. If you think you&#8217;re second-class, you are. Whip that natural tendency to sell yourself short with these tools:</p>
<blockquote>
<ol>
<li>Look important. It helps you think important. How you look on the outside has a lot to do with how you feel on the inside.</li>
<li>Concentrate on your assets. Build a sell-yourself-on-yourself commercial <em>and use it</em>. Learn to supercharge yourself. Know your <em>positive</em> self.</li>
<li>Put other people in proper perspective. The other person is just another human being, so why be afraid of him?</li>
</ol>
</blockquote>
<p>Think Big Enough to see how good you really are!</p>
<h2>(C) When an Argument or Quarrel Seems Inevitable, THINK BIG.</h2>
<p>Successfully resist the temptation to argue and quarrel by:</p>
<blockquote>
<ol>
<li>Asking yourself, &#8220;Honestly now, is this thing really important enough to argue about?&#8221;</li>
<li>Reminding yourself, you never gain anything from an argument but you always lose something.</li>
</ol>
</blockquote>
<p>Think Big Enough to see that quarrels, arguments, feuds and fusses will never help you get where you want to go.</p>
<h2>(D) When You Feel Defeated, THINK BIG.</h2>
<p>It is not possible to achieve large success without hardships and setbacks. But it <em>is</em> possible to live the rest of your life without defeat. Big thinkers react to setbacks this way:</p>
<blockquote>
<ol>
<li>Regard the setback as a lesson. Learn from it. Research it. Use it to propel you forward. Salvage something from every setback.</li>
<li>Blend persistence with experimentation. Back off and start afresh with a new approach.</li>
</ol>
</blockquote>
<p>Think Big Enough to see that defeat is a state of mind, nothing more.</p>
<h2>(E) When Romance Starts to Slip, THINK BIG.</h2>
<p>Negative, petty, &#8220;She&#8217;s-(He&#8217;s)-unfair-to-me-so-I&#8217;ll-get-even&#8221; type of thinking slaughters romance, destroys the affection that can be yours. Do this when things aren&#8217;t going right in the love department:</p>
<blockquote>
<ol>
<li>Concentrate on the biggest qualities in the person you want to love you. Put little things where they belong—in second place.</li>
<li>Do something special for your mate—and do it often.</li>
</ol>
</blockquote>
<p>Think Big Enough to find the secret to marital joys.</p>
<h2>(F) When You Feel Your Progress on the Job is Slowing Down, THINK BIG.</h2>
<p>No matter what you do and regardless of your occupation, higher status, higher pay comes from one thing: Increasing the quality and quantity of your output. Do this:</p>
<p>Think: &#8220;I can do better.&#8221; The best is not unattainable. There is room for doing everything better. Nothing in this world is being done as well as it could be. And when you think, &#8220;I can do better,&#8221; ways to do better will appear. Thinking &#8220;I can do better&#8221; switches on your creative power.</p>
<p>Think Big Enough to see that if you put service first, money takes care of itself.</p>
<h5>Source: <a href="http://books.google.com/books?id=dCiKwV5CNHMC" target="_blank">The Magic of Thinking Big (Dr. David J. Schwartz, Ph.D.)</a></h5>



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		<title>55 Famous Alibis</title>
		<link>http://blog.cheanu.com/leadership-motivation/55-famous-alibis</link>
		<comments>http://blog.cheanu.com/leadership-motivation/55-famous-alibis#comments</comments>
		<pubDate>Fri, 06 Mar 2009 03:36:09 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[Leadership & Motivation]]></category>
		<category><![CDATA[rich]]></category>
		<category><![CDATA[success]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=84</guid>
		<description><![CDATA[Life is a checker board, and the player opposite you is time. If you hesitate before moving, or neglect to move promptly, your checkers will be wiped off the board by time. You are playing against a partner who will not tolerate indecision!]]></description>
			<content:encoded><![CDATA[<p>People who do not succeed have one distinguishing trait in common: They know all the reasons for failure, and have what they believe to be airtight alibis to explain away their own lack of achievement.</p>
<p>Some of these alibis are clever, and a few of them are justifiable by the facts. But alibis cannot be used for money. The world wants to know only one thing: <em>Have you achieved success?</em></p>
<p>A character analyst compiled a list of the most commonly used alibis. As you read the list, examine yourself carefully and determine how many of these alibis, if any, are your own property:</p>
<p><span id="more-84"></span></p>
<ol>
<li>IF only I didn&#8217;t have a wife and family . . .</li>
<li>IF only I had enough &#8220;pull&#8221; . . .</li>
<li>IF only I had money . . .</li>
<li>IF only I had good education . . .</li>
<li>IF only I could get a job . . .</li>
<li>IF only I had good health . . .</li>
<li>IF only I had time . . .</li>
<li>IF only times were better . . .</li>
<li>IF only other people understood me . . .</li>
<li>IF only conditions around me were different . . .</li>
<li>IF only I could live my life over again . . .</li>
<li>IF only I did not fear what &#8220;they&#8221; would say . . .</li>
<li>IF only I had been given a chance . . .</li>
<li>IF only I now had a chance . . .</li>
<li>IF only other people didn&#8217;t &#8220;have it in for me&#8221; . . .</li>
<li>IF only nothing happened to stop me . . .</li>
<li>IF only I were younger . . .</li>
<li>IF only I could do what I want . . .</li>
<li>IF only I had been born rich . . .</li>
<li>IF only I could meet &#8220;the right people&#8221; . . .</li>
<li>IF only I had the talent some people have . . .</li>
<li>IF only I dared assert myself . . .</li>
<li>IF only I had embraced past opportunities . . .</li>
<li>IF only people didn&#8217;t get on my nerves . . .</li>
<li>IF only I didn&#8217;t have to keep house and look after the children . . .</li>
<li>IF only I could save some money . . .</li>
<li>IF only the boss appreciated me . . .</li>
<li>IF only I had somebody to help me . . .</li>
<li>IF only my family understood me . . .</li>
<li>IF only I lived in a big city . . .</li>
<li>IF only I could just get started . . .</li>
<li>IF only I were free . . .</li>
<li>IF only I had the personality of some people . . .</li>
<li>IF only I were not so fat . . .</li>
<li>IF only my talents were known . . .</li>
<li>IF only I could just get a &#8220;break&#8221; . . .</li>
<li>IF only I could get out of debt . . .</li>
<li>IF only I hadn&#8217;t failed . . .</li>
<li>IF only I knew how . . .</li>
<li>IF only everybody didn&#8217;t oppose me . . .</li>
<li>IF only I didn&#8217;t have so many worries . . .</li>
<li>IF only I could marry the right person . . .</li>
<li>IF only people weren&#8217;t so dumb . . .</li>
<li>IF only my family were not so extravagant . . .</li>
<li>IF only I were sure of myself . . .</li>
<li>IF only luck were not against me . . .</li>
<li>IF only I had not been born under the wrong star . . .</li>
<li>IF only it were not true that &#8220;what is to be will be&#8221; . . .</li>
<li>IF only I did not have to work so hard . . .</li>
<li>IF only I hadn&#8217;t lost my money . . .</li>
<li>IF only I lived in a different neighbourhood . . .</li>
<li>IF only I didn&#8217;t have a &#8220;past&#8221; . . .</li>
<li>IF only I had a business of my own . . .</li>
<li>IF only other people would listen to me . . .</li>
<li>IF only―and this is the greatest of them all―I had the courage to see myself as I really am, I would find out what is wrong with me and correct it. Then I might have a chance to profit by my mistakes and learn something from the experience of others. I know there is something <em>wrong</em> with me or I would now be where <em>I would have been if</em> I had spent more time analysing my weaknesses, and less time building alibis to cover them.</li>
</ol>
<p>Building alibis with which to explain away failure is a habit as old as the human race, and is fatal to success! <strong>Why do people cling to their pet alibis?</strong> The answer is obvious. They defend their alibis <strong>because <em>they create</em> them!</strong></p>
<h3>Life is a checker board, and the player opposite you is <span style="color: #ff0000;"><em>time</em></span>. If you hesitate before moving, or neglect to move promptly, your checkers will be wiped off the board by time. You are playing against a partner who will not tolerate <em>indecision</em>!</h3>
<h5>Source: <a href="http://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller-Now/dp/1585424331/ref=sr_1_1?ie=UTF8&amp;s=books&amp;qid=1236311297&amp;sr=1-1" target="_blank">Think and Grow Rich (Napoleon Hill)</a></h5>



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		<title>5 Crucial Factors In Choosing A Network Marketing Program</title>
		<link>http://blog.cheanu.com/network-marketing/5-crucial-factors-in-choosing-a-network-marketing-program</link>
		<comments>http://blog.cheanu.com/network-marketing/5-crucial-factors-in-choosing-a-network-marketing-program#comments</comments>
		<pubDate>Tue, 30 Dec 2008 01:11:17 +0000</pubDate>
		<dc:creator>Cheanu</dc:creator>
				<category><![CDATA[Network Marketing]]></category>
		<category><![CDATA[4Life]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[dream]]></category>
		<category><![CDATA[home-based business]]></category>
		<category><![CDATA[make money]]></category>
		<category><![CDATA[Mike Akins]]></category>
		<category><![CDATA[success]]></category>

		<guid isPermaLink="false">http://blog.platinum4life.com/?p=82</guid>
		<description><![CDATA[You can reduce this risk by carefully examining the dynamics of the program that you are considering. It is not necessary to be in the “best program.” There are thousands of distributors in dozens of companies earning exceptional incomes. What is important, is to choose the program that has dynamics that will best work for you.]]></description>
			<content:encoded><![CDATA[<p><span style="color: #003366;"><em><strong>“Building a successful business requires more than lucrative pay plan or a ‘sizzle’ product.”</strong></em></span></p>
<p>There are many factors in the equation for success in network marketing. The more of these factors that you familiarise yourself with, the greater is your chance of mastering the equation and achieving success. Network marketing is one of the few avenues through which individuals from all “walks of life” can achieve sizeable incomes and a great degree of “freedom of time.”</p>
<p>During my 32-year career, I have been witness to truck drivers, waitresses, plumbers, clerks, factory workers, the young, the elderly, along with accountants, bankers, lawyers, and physicians that have earned five, six and seven figure incomes in this industry. On the other hand, I have seen thousands of individuals waste time, lose their investments, have their dreams extinguished, and live in the frustration of perpetual pursuit without achievement.</p>
<h3>Success by Design</h3>
<p>You can aimlessly test one program after another, searching for one that will work for you, or <span style="color: #0000ff;"><em><strong>pursue success by design</strong></em></span>. Generally programs do not work for you. You must select a program with the right dynamics and then learn to work the program. Learning how to be a true networker should be your goal. Articulating effective marketing strategy and learning to effectively communicate the benefits of your program are paramount to maximum success. Understanding the equation for success is vital to the preparation process for achieving maximum success.</p>
<p>One of the most important steps in your journey is selecting the right program. Success at the company level does not always equal success at the distributor level. There are very successful companies that have very high distributor attrition (drop-out) rates. Many companies “waste” thousands of distributors in the process of developing a product user base. Often there are flaws in the strategy of the company leaders that directly affect the distributors’ success.</p>
<h3><span style="color: #ff0000;">5 Crucial Factors</span></h3>
<p>You can reduce this risk by carefully examining the dynamics of the program that you are considering. It is not necessary to be in the “best program.” There are thousands of distributors in dozens of companies earning exceptional incomes. What is important, is to choose the program that has dynamics that will best work for you. There are five basic factors that you should examine:-</p>
<blockquote><p>1. paradigm of company leaders</p>
<p>2. product philosophy</p>
<p>3. compensation strategy</p>
<p>4. marketing strategy at the company level</p>
<p>5. the support that is available to you from your upline and from the company</p></blockquote>
<p>The security of the program goes beyond the financial realm. Although the financial condition of the company is important, real security is more complex. Having adequate funding available does not tell you how much the founder is willing to lose or risk. Don’t hesitate to ask the right people the “hard” questions. Talk to the company leaders, industrial leaders, competitors, and editors of networking magazines. You will be surprised how many people will be willing to chat with you.<br />
<span id="more-82"></span></p>
<h3><span style="color: #993300;"><strong>1. Paradigm of Company Leaders</strong></span></h3>
<p>The paradigm or thinking patterns of the company leaders is very important. Experience in business as well as in marketing is useful. How do they think? What is their focus? How do they handle market challenges? What is their background? What is their marketing philosophy and strategy? Will the company’s strategies compliment your success as a distributor? Are they egotistical or arrogant when put on the spot? What is their perspective of the company’s responsibilities to the distributor? What are their projections and what are these projections based on? You can find industrial leaders who know these founders.</p>
<p>What are the company leaders’ attitudes toward service? Call the company a few times and check out their customer service. A poor customer service department can damage your business. You can’t just automatically believe claims of quality service; you have to check it out. Take time to gain an understanding of the industry in order to avoid wasted time and money. Network marketing is a serious business with the potential to change your life forever. It deserves serious consideration.</p>
<h3><span style="color: #993300;"><strong>2. Product Philosophy</strong></span></h3>
<p>More than 80% of all successful networkers belong to companies that have nutrition products involved in their programs. Network marketing companies with products and services that directly compete with strong conventional markets have a very high failure ratio. Typically, in the conventional market, companies such as GNC and Wal-Mart have tremendous pressure to compete on a price basis. They do not have the personal service available to explain why one bottle of nutrients costs twice a s much as another bottle. Price becomes t h e determinant factor for which product will sell. In the past six years, 80% of all new distributors that have entered the network marketing industry have joined companies that include nutrition in their agenda.</p>
<p>The product philosophy of the company leaders is a cornerstone to success. Growth without responsible product strategy is short-lived. Product philosophy should be balanced between growth and stability. In order to achieve quick and progressive growth at a “grass roots” level, the program needs a flagship product that will open doors. The more unique and exclusive the product is, the easier it is to gain the interest of prospects. Be careful that the company does not hide a poor pay plan behind a “sizzle” product. Success requires a balance between these two factors. The flagship product should be backed up with a number of quality and diversified products. Although many networkers join this industry to supplement their income, history teaches us that the product is generally the primary consideration in determining which program they will join.</p>
<p>A company with an internal research and product development department is more inclined to provide quality, cutting edge products. Product formulas that are backed by scientific research and clinical testing can better withstand the “battle of the hype.” Be careful to examine the claims made by distributors. Often clinical studies quoted do not verify the effectiveness of the actual products being promoted.</p>
<p>An example of this is the recent HGH precursor “wave.” A great majority of the claims being made about the product refer to the research conducted on individuals who had the actual HGH hormone administered intravenously. Very little research has been conducted on precursors. A few years ago another similar marketing scenario occurred with a DHEA precursor. Dozens of mainline network marketing companies were promoting a precursor that supposedly increased the body’s production of DHEA. Research data on the benefits of DHEA was used to promote the precursor. The Life Extension Foundation, an independent non-profit organization, performed a clinical trial on 1,000 individuals to discover if the precursor actually elevated serum DHEA. Not a single individual experienced an increase in blood levels of DHEA. I suggest that you personally study out the science behind product claims. A bogus product will not maintain long-term growth or retention.</p>
<h3><span style="color: #993300;"><strong>3. Compensation Strategy</strong></span></h3>
<p>Another important consideration to your selection is compensation strategy. I suggest that you carefully examine different perspectives on this subject. My preference in compensation strategy is based on balance. There are two fundamental aspects to compensation strategy; the pay structure used and how the commission percentages are arranged. Breakaway, uni-level, binary, matrix, and the Australian two up are examples of the various compensation structures. Each of these structures has advantages and disadvantages. I have found that only a few very experienced networkers really understand the dynamics of these structures and will promote the one that profits them the most. Overall, I believe the uni-level has the greatest capability of providing the best balance in compensation.</p>
<p>There are several considerations in analysing pay plans. It is important for a plan to adequately compensate the part-time marketer within the first three levels. Traditional programs have “stacked” the commission structure in favour of the “heavy hitter,” resulting in excessive attrition. One of the keys to low attrition is to allow the part-timer to get into profit with a small number of customers or distributors. On the other hand the pay plan must adequately compensate the experienced, full-time marketer in the deeper levels. The compensation strategy must be balanced between these two segments.</p>
<p><strong>Part-timer vs “Heavy Hitter”</strong></p>
<p>A successful program must attract leaders who can develop effective marketing strategies and support systems. Without this segment the organization will have a weak foundation and will not achieve and maintain maximum growth. If the part-timer is not adequately compensated, attrition will erode incomes and will begin the unwinding process from the bottom up that can even destroy companies.</p>
<p>The company must balance its investment between compensation to distributors, product development, competent corporate leadership, logistic support, and effective marketing sales aids. If the company invests too much into compensation it may fail to finance other areas that directly affect the ability of the marketer to build his business. As ironic as it may sound the highest paying program is the last program you may want to be involved with. I have existing downlines in several companies and some of the best paying programs have been the most difficult to build.</p>
<p>Programs that compete on the basis of “pay out” alone, generally, do not have enough money left over, after paying out commissions, to invest in product research and development, nor in state-of-the-art marketing materials. In the past six years four companies have each enrolled approximately one half million distributors. In my opinion all of these companies have inferior pay plans but have product focused programs. Not one of the programs with the most lucrative pay plans have approached that kind of growth. When you examine programs look for balance.</p>
<h3><span style="color: #993300;"><strong>4. Marketing Strategy</strong></span></h3>
<p>When you examine a program, study their marketing strategy. Does the company have marketing “tools” in place that will support your strategy? What is your personal strategy? Are you going to work this business from a warm market perspective? Are you going to “work the phone,” advertise, build through the Internet, or use direct mail? Does the company have videos, cassette tapes, a strong Internet presence, toll-free message support, or effective literature? Building a successful business requires more than a lucrative pay plan or a “sizzle” product.</p>
<h3><span style="color: #993300;"><strong>5. Support Available</strong></span></h3>
<p>When you are introduced to a program, shop around for the right upline support group or sponsor. Even an experienced marketer can be more successful if they have the right upline support in place. Your organization will need all of the support they can get. You are not obligated to join under the first person that prospects you. This is a business not a hobby or game. You have a responsibility to yourself and your loved ones to make a good business decision. The company and upline you select will, to a great degree, determine the boundaries of your success.</p>
<p>See you at the top!</p>
<h3><span style="color: #993300;"> </span></h3>
<p><span style="color: #993300;"><strong><em>Mike Akins</em></strong></span></p>
<h3><span style="color: #993300;"></p>
<div>
<h2><strong>About Mike Akins</strong></h2>
</div>
<p><strong></strong></p>
<p></span></h3>
<h2>— “The Greatest Networker In The World”<em><a href="http://blog.platinum4life.com/greatestnetworker-mikeakins/"><br />
Click here to find out why Mike Akins is known as The Greatest Networker In The World</a></em></h2>



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