The most important aspect of the Myers-Briggs® type theory is that all types are equal and that every type has value.

Four of the following eight preferences make up a person’s MBTI® type, also called psychological or personality type:

• Extraversion [E] or Introversion [I] (more info here)
• Sensing [S] or iNtuition [N] (more info here)
• Thinking [T] or Feeling [F] (more info here)
• Judging [J] or Perceiving [P] (more info here)

As you act on your type preferences, you create a unique approach to the world, to information, to decisions, and to other people.

My MBTI® type is called The Giver.

The Giver defined:-

As a Giver, your primary mode of living is focused externally, where you deal with things according to how you feel about them, or how they fit into your personal value system. Your secondary mode is internal, where you take things in primarily via your intuition.

Givers are people-focused individuals. They live in the world of people possibilities. More so than any other type, they have excellent people skills. They understand and care about people, and have a special talent for bringing out the best in others. Givers’ main interest in life is giving love, support, and a good time to other people. They are focused on understanding, supporting, and encouraging others. They make things happen for people, and get their best personal satisfaction from this.

Because Givers’ people skills are so extraordinary, they have the ability to make people do exactly what they want them to do. They get under people’s skins and get the reactions that they are seeking. Givers’ motives are usually unselfish.

Givers are so externally focused that it’s especially important for them to spend time alone. Givers tend to define their life’s direction and priorities according to other people’s needs, and may not be aware of their own needs. It’s natural to their personality type that they will tend to place other people’s needs above their own, but they need to stay aware of their own needs so that they don’t sacrifice themselves in their drive to help others.

Givers tend to be more reserved about exposing themselves than other extraverted types. Although they may have strongly-felt beliefs, they’re likely to refrain from expressing them if doing so would interfere with bringing out the best in others. Because their strongest interest lies in being a catalyst of change in other people, they’re likely to interact with others on their own level, in a chameleon-like manner, rather than as individuals.

Which is not to say that a Giver does not have opinions. Givers have definite values and opinions which they’re able to express clearly and succinctly. These beliefs will be expressed as long as they’re not too personal. A Giver is in many ways expressive and open, but is more focused on being responsive and supportive of others. When faced with a conflict between a strongly-held value and serving another person’s need, they are highly likely to value the other person’s needs.

People love Givers. They are fun to be with, and truly understand and love people. They are typically very straight-forward and honest. Usually Givers exude a lot of self-confidence, and have a great amount of ability to do many different things. They are generally bright, full of potential, energetic and fast-paced. They are usually good at anything which captures their interest.

Givers like for things to be well-organized, and will work hard at maintaining structure and resolving ambiguity. They have a tendency to be fussy, especially with their home environments.

In the work place, Givers do well in positions where they deal with people. They are naturals for the social committee. Their uncanny ability to understand people and say just what needs to be said to make them happy makes them naturals for counseling. They enjoy being the center of attention, and do very well in situations where they can inspire and lead others.

Givers do not like dealing with impersonal reasoning. They don’t understand or appreciate its merit, and will be unhappy in situations where they’re forced to deal with logic and facts without any connection to a human element. Living in the world of people possibilities, they enjoy their plans more than their achievements. They get excited about possibilities for the future.

Givers have a special gift with people, and are basically happy people when they can use that gift to help others. They get their best satisfaction from serving others. Their genuine interest in Humankind and their exceptional intuitive awareness of people makes them able to draw out even the most reserved individuals.

Givers have a strong need for close, intimate relationships, and will put forth a lot of effort in creating and maintaining these relationships. They’re very loyal and trustworthy once involved in a relationship.

In general, Givers are charming, warm, gracious, creative and diverse individuals with richly developed insights into what makes other people tick. This special ability to see growth potential in others combined with a genuine drive to help people makes a Giver a truly valued individual. As giving and caring as a Giver is, they need to remember to value their own needs as well as the needs of others.

If you know me well, what do you think of the accuracy of my MBTI® type?

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In this most recent issue of Personal Money (The Edge Magazine on Managing Your Finance), editor Celine Tan’s cover feature shows that there are practical ways to build up income streams so that you won’t always have to trade your time for money. This cover story features 6 ways to create Passive Income Streams and how to make money while you sleep. On page 66, it states that the lowest cost of all the 6 ways to start creating and maintaining a passive income stream is the one shown by Cheanu Chew—thru his trademark automated system, Passive Resources.

Read on for the full interview.

Full Interview with Personal Money editor, Celine Tan:

Celine: I’d like to have some introduction about you… How should I address you? And how old are you? And please tell me more about yourself.

Cheanu: My name is Cheanu Chew Kheng Yew—my friends address me as Cheanu. I’ll be 28 years ‘young’ this year. I was a financial auditor by profession. During my college years I was awarded The Star Education Fund Scholarship to pursue my ACCA course. I completed my ACCA course and graduated in 3 years. In 2001, I began my first financial auditing career in one of the top accounting firms in KL. The best-selling book “Rich Dad Poor Dad” by Robert Kiyosaki had a very great impact on my perception about my financial destiny—thus creating a turning point in my life. I left the financial auditing industry in 2003 and went on to acquire my skills in the corporate world, mainly in leadership and personal development and eventually pursue my dreams of financial independence.

Celine: My article for the August issue would be about generating passive income. It’s our cover story for the month. May I know how long have you been in the passive income-generating tool and how long does it take you to generate passive income?

Cheanu: I’ve been involved in network marketing with a clear intention of not only creating a source of passive income for myself, my family and my next generations, but to also help many others to achieve their dreams along the way. I started my own business with 4Life Research in 2005. It took me 3 months to start enjoying some passive income. Since then I’ve never turned back and went forward to create more passive income with 4Life Research. Today, I’m a public speaker, author, business entrepreneur as well as a personal development coach. I’m enjoying every single minute of my day now, working in the comfort of my home.

Celine: What is the cost or investment needed before it becomes a passive income-generating tool (in money terms and time)?

Cheanu: The amount of time needed to start generating passive income would be very much depending on your own commitment and effort. I’ve seen people generating passive income as soon as 2-3 months from starting their businesses. During this period, the cost in money terms would mainly be your phone charges, transportation costs and some food & beverages expenses as you will be contacting and meeting up with people.

Celine: What should they know before they embarked in investing in tools that could provide passive income?

Cheanu: Before anyone embarked in starting their own network marketing business, they should do some preliminary researches on the background of the company, the products or services the company is carrying and its marketing plan. Nowadays, information can be easily obtained over the Internet; and because of that, we need to be aware of the source of such information. One more thing that I personally look for besides the company, products and the marketing plan, is the support system. This is particularly important as the key to success in network marketing is the ability to duplicate your work easily. I have founded Platinum Networkers, an international team of profesionnal entrepreneurs dedicated to empowering ordinary people to become inspirational leaders. Our team is well known for its strong duplicable system. It is because of such a strong support system that works both online & offline, that I’m able to enjoy passive income faster and have my business cross over to other parts of the world without having to be physically travelling places. In fact, we’ve developed an automated system that supports our people to enable them to achieve greater height faster and easier.

Celine: What are the main sources of income and expense?

Cheanu: In the long-run, the main source of income from network marketing doesn’t come from the sales of products or services you’re involved in. Initially, you may earn only from your personal sales before you secured a source of passive income. But there’s only so much you can sell in a day. By duplicating yourself in terms of your skills and leadership, you will be building a network of distributors as well as consumers in your organization. Eventually, the overriding commissions earned from this network will eventually form the main part of your income. The main source of expenses, however, would remain the same as they would mainly be your phone charges, transportation costs and some food & beverages expenses.

Celine: How to maximize the best returns?

Cheanu: The only way to maximize the best return is hard work. Follow the advices of your successful upline leaders and put into actions what you’ve learned from them. Treat this as your own business, because it is. Never get lazy just because you’re not reporting to anyone and you get to control your working time and the pace of your own progress. If your support system comes with a tool that helps you promote the business automatically, sort out interested prospects and capture their contact details, don’t hesitate to use it. This kind of tool could generate income for you faster than you could personally.

Celine: What is the maintenance works needed?

Cheanu: As network marketing is well known for its low cost of operation, there’s not much maintenance works needed. Anyone can join a network marketing company and start building the business. Perhaps the only maintenance works needed are self-improvement and personal development. Although anyone can start a network marketing business, not everyone can succeed big time in network marketing. One needs to have a strong personality and mindset, which comes with a right attitude, to achieve great success in network marketing. Most companies and support teams will have their own self-improvement and personal development trainings that you can attend periodically.

Celine: What are the risks involved?

Cheanu: The risk of venturing into a network marketing business would be the lowest as compared to any types of conventional businesses as we don’t need to pay for rental expenses, salaries, EPF contributions, logistics and product deliveries. The financial risks involved would depend on the network marketing company you venture into. As for me, the risk involved in the network marketing business I’m involved in is only the cost of 2 product items and a business kit, which totaled less than RM540. Some companies require large bulk purchases of their products for you to join. For such companies, the risks involved would be the high financial risks if you fail to build a source of passive income from this venture. One acid test is to determine if the products are “easy to buy but hard to sell”. If they are, then the risk would be higher if a large bulk purchase is required.

Celine: How to handle hassles from such work? What are the skills needed?

Cheanu: To succeed in network marketing, you need to have very good leadership & people skills, as we’re dealing with people and helping them achieve their dreams in the long-run. However, the beauty of network marketing is that you don’t need to learn everything before you can start building a business that lasts. If your support team is strong and experienced, they will be able to guide you along step-by-step and have you learn the skills while earning at the same time. I personally mentor my people along when they started their business and then coach them personally to identify their strengths and weaknesses so they can learn about themselves and improve themselves progressively. If you join a team who leads with their hearts, then you should be fine.

Celine: You mentioned that your team has developed an automated system to support your people. Is there a cost to this?

Cheanu: We’ve developed an automated system that runs online for us, and it costs only RM15 per month as cost to the web host. We don’t charge for our support, as we believe in building people by giving them full support to enable them to achieve greater height faster and easier. You can take a look at how it works at Passive Resources.

Celine: How to identify opportunities?

Cheanu: Opportunities are everywhere, and can only be seen by those who are open-minded and ready to embrace them. Everything has changed nowadays as compared to 30 years ago. If our mindset is still stuck in the 1970’s then we would not be able to identify opportunities that come around in the 2000’s. Network marketing has evolved throughout the past 30 years. Some people still have an old-fashioned mindset and relate network marketing to direct-selling or MLM and that it’s meant for only housewives or people with no education and experience. If you research on the industry itself, you’ll be surprised to find that many leading Fortune 500 companies in the world today are embracing network marketing as a sound business model. Many professionals, like me, are passionately involved in network marketing today.

Celine: How to research the market?

Cheanu: The best way to research the market is to determine what the fastest growing trend is. The fastest growing trend today is the Internet. But the Internet is just a gigantic marketplace that sells everything under the sun. So we need to identify which product is the highest in demand. According to Paul Zane Pilzer, the health and wellness industry will exceed the one trillion dollar mark within the next few years (Paul Zane Pilzer was the advisor to two past US Presidents and won the Nobel Prize for Economics). As you might know, the baby boomers are those who were born between the year 1946 and 1964. They form 1/3 of our world. Every 18 seconds, someone turns 54 years old. What do they need? They need to look and feel younger, healthier and more vibrant. So the next biggest trend is something that can fill their needs. The health and wellness industry is the next biggest boom. If you could combine the Internet and the health and wellness industry, you’re tapping into the next trillion dollar industry.

Celine: How to know if a tool is going to provide passive income?

Cheanu: To find out if a network marketing business model is going to provide passive income, do your own calculations according to the marketing plan. If the main source of income comes from selling of products or services or from sponsoring new downlines, then it is not entirely passive. Some companies sell one-off items with very low repeat sales, therefore the distributors need to keep looking for new customers or keep sponsoring new downlines in order to maintain their income. Look for companies that carry consumable products, with repeat orders at least once a month. On the other hand, the product must be unique and effective so that customers will keep repeating their orders without being asked. Besides being unique and effective, one key point to note here is if the company has a worldwide patent for its unique product. If yes, then the passive income source would be almost guaranteed. If the product has a strong science base and an extensive independent researches being done on it, then it should be safe.

Celine: How to not fall onto unrealistic promises?

Cheanu: Beware of unrealistic claims by over-enthusiastic distributors. Some tend to over-exaggerate their income claims or product claims in order to convince others into joining the business. Do your own due diligence. Research for yourself (but don’t over-analyze) the background of the company, the science behind the products, the marketing plan (if it’s workable) and the support team you will be attached to. Calculate for yourself after understanding how the marketing plan pays, how much earnings you will make based on your expected, realistic effort. Never compare your own progress with others. Everyone will earn at a different level depending on their skills, effort and commitment.

Celine: Cheanu, thanks for sharing your experiences and knowledge on this issue. The magazine is out and should be at major newsstands by end of July.

Cheanu: Thank you for your time. It is a pleasure meeting up with you today. I deeply enjoyed our conversation. I hope you do as well.

For more information on how you can join Cheanu’s team, take a look at www.myunlimitedincome.com and take your free test drive. Everything will be presented to you, with pictures and explanations along the way.

Plug your business in to this trademark automated system that ensures that you will not be involved in personal sales or direct distribution of products like you would do with any MLM/direct-selling businesses. You will be attached to a comprehensive automated system that will take care of the distribution and even presentation of the products. In fact, I’ve never sold anything to achieve success and retire at age 25 with passive income. I didn’t even need to deliver anything for that matter. My business has gone to various parts of the world even without me being physically there to expand my business. So if this business requires personal sales or direct distribution of products, that wouldn’t have happened. All you need to do is to build relationship and cultivate your leadership skill along the way with your people. Of course, trainings are provided online too.

Plug in to an existing, proven system today. Learn about my Simple Success System & Strategies that will allow you to have Continuous Income and Cashflows for Life… Guaranteed!

www.myunlimitedincome.com

Be different. Be respected.
Be a Platinum Networker.

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“How did you retire at age 25?” many of my friends and relatives were asking me. “Tell me the secret!” they said.

So I told them.

Often times, they were not looking for an answer. Most of them were looking for certain words in my answers they could be negative about or justify why they can’t do it or why it doesn’t work. The most common question that followed whatever answer I gave is:

“Is this MLM?”

“What do you understand about MLM?” I always direct this question back to them.

And then, all sorts of description, criticism, label, belief, opinion and assumption would be coming out of their heads.

Most people are skeptical about MLM businesses because of past experiences of their own or the people they know. But when I go deeper into the source of such negativity and opinion, most of the time it was related to the approach that people often use in MLM.

I’ve got many answers like:

• I don’t like to sell products
• I can’t sell products
• I don’t like to call people, knowing that they will reject me
• I don’t like to meet up with people who are not interested
• I don’t want to force my relatives & friends to join me
• I don’t want to carry products or perform demonstrations
• I don’t want to deliver products
• I don’t like sales quota
• I don’t want to rely on my relatives & friends to join me for me to be successful
• I don’t want to ask my relatives & friends to join me and repeat all of the above
• I’m not willing to invest tens of thousands of dollars to get started

The real reason people are skeptical about MLM is because they still think that people nowadays are still using the door-to-door ‘direct-sales’ approach or the traditional ‘meet-up-with-friends-and-listen-to-their-needs-and-then-present-the-opportunity’ way to succeed in MLM.

You see, people are not negative about MLM just beacuse of the name. There could be certain things about MLM that people don’t like about. But not everything. You can’t deny the fact that the idea of you getting paid for your past effort just because you’ve duplicated a network of distributors who are actively building the business everyday, is very exciting. You can definitely retire when the passive income you receive from your business is more than your total expenses. And mind you, this source of passive income will grow over time even after you’ve stopped working on it, if you did it properly.

Everything has evolved over the past 40 years. The network marketing industry has evolved. And if you’re still looking at it the same way people looked at it 40 years ago, then you’re looking at an out-dated picture, and obviously losing the biggest picture of the world economy today.

Often times, I asked for their willingness to be open for just 30 minutes and see if what I was about to show them would be something totally different or exactly the same with what they thought. 99% of the time, they were totally surprised with what I showed them.

So, is this MLM? It’s better than MLM!

I run a home-based business. I don’t carry products. I don’t deliver products. I don’t beg my relatives & friends to join me or buy products from me. I don’t have sales quota to meet. And I don’t need to do all the things that most people are negative about (listed above) and I certainly do not need to invest tens of thousands of dollars to get started. No one should!

Then how do I do it? Simple. Just automate it.

My international team and I have developed an automated system that runs both online and offline to support us in dealing with all the mechanical procedures such as prospecting, presenting and following-up, automatically. Like what I wrote in my opening paragraph, I attracted more than a thousand visitors to my website (www.myunlimitedincome.com) for a short presentation of how they can achieve financial freedom with the support of my team and our automated system. With just a click, they will be directed to a free test drive of our automated system and learn more about it. After they gained more information, they can then choose to sign up as a customer or a member by using the automated system. A point to note here, all the information being presented to my visitors are automated. I could be doing so many other things while thousands of visitors browsed thru my website and viewed my presentation.

Once you’ve joined our team, you will have the privilege to have your very own website like mine, and start using it to generate thousands of visitors to your website and repeat what I did.

It’s that simple.

But is that all? Well, you were just being introduced to the slightest preview of how our automated system looks like and how it can help you automate your home-based business… and eventually your passive income.

The company that we’re attached to is capturing the 2 out of 4 major trends in the world economy today. With a comprehensive and user-friendly automated support system like this, we’ve indeed captured the other 2 out of 4 major trends. In fact, we’ve captured all the 4 major trends and we’re all riding the wave towards the next boom.

So, if I were to tell you that you:

• don’t need to sell,
• don’t need to stock up inventory,
• don’t need to carry and deliver products,
• don’t need to do massive cold calling,
• don’t need to go from door to door,
• don’t need to beg your relatives & friends to buy from you or join you,

and most importantly,

• you don’t need to invest tens of thousands of dollars to get started

… if I were to tell you that you can achieve financial success too and you don’t need to do all the things you don’t like to do as in any other MLM businesses… will you be open to spend a few minutes to learn how to do it?

Yes!

Take a look at www.myunlimitedincome.com and take your free test drive. Everything will be presented to you, with pictures and explanations along the way.

Plug your business in to this trademark automated system that ensures that you will not be involved in personal sales or direct distribution of products like you would do with any MLM/direct-selling businesses. You will be attached to a comprehensive automated system that will take care of the distribution and even presentation of the products. In fact, I’ve never sold anything to achieve success and retire at age 25 with passive income. I didn’t even need to deliver anything for that matter. My business has gone to various parts of the world even without me being physically there to expand my business. So if this business requires personal sales or direct distribution of products, that wouldn’t have happened. All you need to do is to build relationship and cultivate your leadership skill along the way with your people. Of course, trainings are provided online too.

Plug in to an existing, proven system today. Learn about my Simple Success System & Strategies that will allow you to have Continuous Income and Cashflows for Life… Guaranteed!

www.myunlimitedincome.com

Be different. Be respected.
Be a Platinum Networker.

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90% of them chose to work at the profession that they studied for. And 90% of those 90% continue working in that particular profession without feeling satisfied with their career.

Why? The reason is that most people don’t work out of their own passion. They work because of money. While money can solve most of their financial problems, they don’t feel satisfied because there is no happiness in their lives. There’s no sense of fulfilment in their lives.

I studied for accountancy when I was 16 years old. After I graduated from high school, I went straight to pursue my diploma in accountancy and then my ACCA professional degree. I ended up working as an accountant at age 23.

I started to look at the lifestyle of my bosses who were at the top of the career path that I was pursuing. It didn’t impress me at all. They still had to work their lives off with even more commitment and responsibilities, that comes with greater overtime and over the weekend working. I understood that if I were to continue working my life off, I’d have lost my life, my time, my friends, my health and eventually having a lifestyle that didn’t impress me at all! After 18 months of working my life off, I’ve decided to take a second look at my career, and ultimately my destiny.

I realized that my decision to work as an accountant was based on my past education—I studied for accountancy. As I looked deeper into it, I realized that my past decision to study for accountancy was based on two things: a) my high school teacher thought that I had a potential in accountancy because of my good grades in accountancy back then; and b) a diploma in accountancy was one of the cheaper options among all professional qualifications—and my family was not doing well financially, back then.

Of course, as I was more matured and more aware of the real world out there, I could make a better and clearer decision than when I was just 18 and decided to study for accountancy. I’ve made a move to leave the accountancy industry—and I eventually left the whole employment industry. The great feeling of satisfaction and fulfilment is beyond words as I wake up in the morning, not feeling pressured and obliged to report to work and getting stuck in doing things which are out of alignment with my passion in life.

On the other hand, being able to wake up and enjoy life with time freedom on my side is a blessing. I’d like to help others who want a way out from their unsatisfied daily routine. I want to see a world full of free men and women who are able to live their lives to the fullest, to pursue their own passion in life.

Give yourself a second chance. You are matured enough today to re-evaluate the life path you’ve had set forth for yourself yesterday. Go towards your passion. You will live a life of satisfaction and fulfilment.

It’s a big beautiful world out there. You don’t want to stay stuck in one spot in an office for a few decades without realizing how much you have not experienced, discovered and explored in this life.

What are your dreams? You only have one life. Why not realize your dreams in this life?

Be blessed.

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Be blessed.

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